{"id":160,"date":"2023-10-13T13:31:00","date_gmt":"2023-10-13T13:31:00","guid":{"rendered":"https:\/\/www.laketownfamilydental.com\/blog\/?p=160"},"modified":"2023-11-15T13:31:44","modified_gmt":"2023-11-15T13:31:44","slug":"five-ways-you-could-be-leaving-money-on-the-table-with-dental-insurance","status":"publish","type":"post","link":"https:\/\/www.laketownfamilydental.com\/blog\/2023\/10\/13\/five-ways-you-could-be-leaving-money-on-the-table-with-dental-insurance\/","title":{"rendered":"5 Ways You Could Be Leaving Money on the Table with Your Dental Insurance"},"content":{"rendered":"
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The world of dental insurance<\/a> can be like a maze with a bull chasing you through it. Even if you find your way, you can still be stressed out. In fact, so many patients get stressed out that they lose over 100 billion dollars to insurance companies annually. That\u2019s a lot of money that was paid into the system that is now sitting in an insurance CEO\u2019s offshore bank account!<\/p>\n\n\n\n

If you want to see where that money is hemorrhaging from, continue reading. Below are five ways patients often lose money on dental insurance.<\/p>\n\n\n\n\n\n\n\n

1. Unused Annual Maximums<\/strong><\/h2>\n\n\n\n

Dental plans often come with an annual maximum \u2013 the most your plan will pay for covered services in a year. Ensure you use this to the fullest by going over your treatment plan with your dentist and scheduling out procedures and their costs throughout the year. This will ensure that you use every penny of what you\u2019ve paid for.<\/p>\n\n\n\n

2. Not Understanding Coverage<\/strong><\/h2>\n\n\n\n

Knowing the details of your coverage is critical. Different plans may cover specific procedures at varying percentages. Understanding these details helps you make informed decisions about when and where to get dental work done.<\/p>\n\n\n\n

In general, most plans use a 100-80-50 rule: <\/p>\n\n\n\n